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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。It handles most debts, like credit history and store cards, loans, overdrafts and arrears on family bills. You will need to obtain suggestions from a personal debt adviser to start with - they’ll Examine all your deb